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The estimated closing statement usually reflects debit and credit columns, as in standard bookkeeping practice. Credit is money received or a credit against monies owed by the party. Debit is […]

As a seller, being informed about your Homeowners Association (HOA) can hugely impact your transaction. One crucial document to understand is the HOA certification, which ensures that your property meets […]

As the top Portuguese-speaking real estate agent in San Diego, Shirin excels at connecting with the local Portuguese-speaking community. Although not Brazilian nor Portuguese, she is fluent in Portuguese, and […]

Defensible space is a “buffer zone” that homeowners must create between their property and any surrounding flammable vegetation. This buffer helps protect homes from the threat of wildfires. There are […]

House type refers to the number of and arrangement of a home’s living levels. Here are a few examples and their advantages. One-and-a-half-story house: there is economy in cost per […]

Title is conveyed by deed. A valid deed must be in writing, made by a legally capable grantor, contain a description of the property and parties, have a granting clause, […]

Qualifying the collateral involves assessing the value of a property to determine its suitability as security for a loan. This process ensures that the property can adequately cover the loan […]

The secondary mortgage market is a vital component of the financial system, where originated loans are bought and sold to maintain liquidity for lenders, enabling them to issue more loans […]

Pre-Qualified Fiction Buyer generated. Based on income and assets information that the buyer inputs in the online application. Could be inaccurate. Doesn’t require a credit check. Provides a ballpark estimate […]